https://startzero.money/blog Practical startup finance guides for founders starting with zero cash. en https://startzero.money/blog/start-a-startup-with-no-money https://startzero.money/blog/start-a-startup-with-no-money Sun, 27 Sep 2026 09:00:00 GMT Planning How to start a startup with no money, step by step: cover your own bills, sell before you build, use free tools and protect the hours you have. https://startzero.money/blog/startup-financial-projections https://startzero.money/blog/startup-financial-projections Sun, 27 Sep 2026 09:00:00 GMT Planning How to build startup financial projections from a few honest assumptions: revenue drivers, costs, cash, and the sanity checks investors use. https://startzero.money/blog/burn-rate-and-runway https://startzero.money/blog/burn-rate-and-runway Sun, 27 Sep 2026 09:00:00 GMT Planning Runway is cash divided by net burn. Learn gross vs net burn, how to calculate runway properly, and five ways to extend it without raising money. https://startzero.money/blog/break-even-analysis-for-startups https://startzero.money/blog/break-even-analysis-for-startups Sun, 27 Sep 2026 09:00:00 GMT Planning Break-even analysis for startups, in plain words: fixed costs ÷ what each customer leaves after variable costs. Worked examples, churn and founder pay. https://startzero.money/blog/appsumo-lifetime-deal-guide https://startzero.money/blog/appsumo-lifetime-deal-guide Sun, 27 Sep 2026 09:00:00 GMT Lifetime deals How an AppSumo lifetime deal really works: the cash you keep, what lifetime users cost you, what the marketplace checks, and how to protect yourself. https://startzero.money/blog/how-to-price-a-lifetime-deal https://startzero.money/blog/how-to-price-a-lifetime-deal Sun, 27 Sep 2026 09:00:00 GMT Lifetime deals Price a SaaS lifetime deal from the cost of serving each user: cash kept per code, the break-even month, tier limits and the public price rule. https://startzero.money/blog/ai-app-cost-per-user https://startzero.money/blog/ai-app-cost-per-user Sun, 27 Sep 2026 09:00:00 GMT Planning What an AI app costs per user: actions × tokens per action × price per token. A worked example, the hidden multipliers, and what it means for pricing. https://startzero.money/blog/founder-burnout-plan https://startzero.money/blog/founder-burnout-plan Sun, 27 Sep 2026 09:00:00 GMT Founder health Burnout often starts as a planning problem: the plan needs more hours than you have. How to count founder hours like cash and fix overload early. https://startzero.money/blog/crowdfunding-campaign-plan https://startzero.money/blog/crowdfunding-campaign-plan Sun, 27 Sep 2026 09:00:00 GMT Funding Plan a crowdfunding campaign step by step: pick a model and platform, set a goal that covers every cost, size your list, and build first-week momentum. https://startzero.money/blog/validate-startup-idea-with-pre-sales https://startzero.money/blog/validate-startup-idea-with-pre-sales Sun, 27 Sep 2026 09:00:00 GMT Launch The surest way to validate a startup idea is a pre-sale: someone paying before it exists. How to run problem interviews, a waitlist and honest pre-sales. https://startzero.money/blog/bootstrapping-vs-venture-capital https://startzero.money/blog/bootstrapping-vs-venture-capital Sun, 27 Sep 2026 09:00:00 GMT Funding Bootstrapping vs venture capital: what each path expects of you, the options in between, and how your own numbers point to the right answer.